Effective Date: 1 December 2025

Spirit Capital ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your information when you interact with our website, opt in to receive our educational SMS messages, or otherwise use our services (collectively, the "Services").

Our mission is to provide educational financial content only. We do not sell products, run advertisements, or share user data.

1. Information We Collect

We collect only the minimum information necessary to provide our Services:

Mobile phone number (for SMS delivery)

Email address (if you contact us directly)

Basic opt-in and opt-out records for compliance purposes

We do not collect sensitive personal financial information such as bank account numbers, credit card details, Social Security numbers, or income data.

2. How We Use Your Information

We use your information solely to:

Send educational financial literacy messages and reminders

Manage opt-in and opt-out preferences

Respond to inquiries or support requests

Maintain compliance with applicable messaging and consumer protection laws

Our messages are educational and informational only, not promotional or sales-related.

3. NO Sharing of Information With Third Parties

We do not sell, rent, trade, share, or disclose your personal information to third parties for any purpose.

Your information is used exclusively by Spirit Capital to deliver the Services you opted into.

The only limited exception is where disclosure is required by law, regulation, or valid legal process.

4. SMS Messaging & Consent

By opting in, you agree to receive SMS messages from Spirit Capital related to:

Financial literacy education

Budgeting and planning awareness

General financial reminders

Messaging Details

Message frequency may vary

Message and data rates may apply

Consent is not a condition of any purchase

Opt-Out

You may opt out at any time by replying STOP. For assistance, reply HELP or contact us using the information below.

5. Data Security

We use reasonable administrative and technical safeguards to protect your information. While no system is completely secure, we take privacy and data protection seriously.

6. Data Retention

We retain personal information only for as long as necessary to operate the Services, maintain compliance records, or as required by law.

7. Children’s Privacy

Our Services are intended for individuals 18 years of age or older. We do not knowingly collect information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

9. Contact Us

Spirit Capital
1 E Liberty Street, Suite 671
Reno, CA 89501, USA
Email: [email protected]
Phone: +1 (562) 552-8344